91探花 is excited to announce the winners of our FinTech50 2025!
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91探花 is proud to announce the winners of our FinTech50 campaign 2025, celebrating the entrepreneurs and companies changing the global financial landscape.
We鈥檙e incredibly proud to announce the 50 winners of our 2025 competition, shouting about the startups and scaleups redefining how the world thinks about finance. From payments and personal finance to blockchain and beyond 鈥� our list has it all!
Founded in 2016,听91探花听is the UK鈥檚 best-known and fastest-growing startup and tech news site. This is where decision makers, investors and startups of all sizes and nature come to find out the latest developments and trends within the industry.
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See The List
Top 50 鈥� See Here >>
Top 25 鈥� See Here >>
Top 10 鈥撎�See Here >>
Who Ranked Number 1? 鈥撎�See Here听>>
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Feedback From The Judges
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鈥淢any of the entries stood out for their clarity, mission-driven storytelling, and bold innovation. The strongest submissions showed not just what they do, but why it matters 鈥� often tied to financial inclusion, global accessibility, or reshaping fragmented and outdated systems. Some companies, like Guavapay and Revving, impressed me in the way they clearly articulated impact and differentiated offerings in their markets. Others, like EmpowerRD and yetipay, blended tech and emotional relevance, which stood out. What shone through in the best entries was authenticity 鈥� a confident but human voice that made complex ideas feel accessible and exciting.鈥�
Ed Reid, Associate Director, Fintech M&A, PwC Corporate Finance
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鈥淭here was a large number of impressive entrants in this year鈥檚 Techround Fintech Top 50, showcasing ingenuity across payments, reg鈥憈ech, digital assets and AI. It鈥檚 great to see so many Fintechs tackling the most pressing problems worth solving. Among a long list of standouts, there are a couple of entrants that I鈥檇 like to highlight. In a world where defined contribution pensions are becoming the norm, Jarvis is reinventing retirement planning with technology. Furthermore, Regnosys is tackling regulatory reporting with their low-code platform, a great product for a category with significant opportunity. These bold, user鈥慶entric solutions exemplify the vision that successful startups often have.鈥�
Mike Zhou, Chief Data Officer at InDebted
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鈥淭hese fintech companies display a wide range of innovation. Several address specific market gaps in international payments. Some show impressive growth: both financial and user growth. Some cater to underserved communities, which is commendable. Many offer a valuable payment infrastructure and core banking solutions. Overall, the list showcases a dynamic and evolving fintech landscape with varying levels of impact and sophistication.鈥�
Furkat Kasimov, Entrepreneur, Digital Marketing Expert and Angel Investor
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鈥淔intech is an area where the UK always excels and 2025 is no different. Seeing the range of problems in Fintech solved by a great mix of companies is testament to the industry. Fintech powers so much of what we do everyday and its importance to the UK and global economy cannot be overstated. Once again, 91探花 is the place to find everything Fintech that matters and I couldn鈥檛 be prouder.鈥�
David Soffer, Editor-in-Chief and Founder at 91探花
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鈥淚t was inspiring to see so many fintechs tackling real-world problems with creativity and purpose. What stood out were businesses combining strong product thinking with a clear path to scalability 鈥� particularly those that are combining cutting-edge technology with real-world utility. Standouts like Vertice are helping businesses optimise their SaaS procurement processes, while Cleo continues to redefine consumer engagement through smart financial AI. Payhawk鈥檚 seamless spend management, Zumo鈥檚 crypto accessibility, and Aave鈥檚 pioneering DeFi work all highlight the breadth of excellence we saw. It鈥檚 encouraging to see fintechs not only tackling today鈥檚 challenges but also anticipating future needs. The calibre across the board was outstanding, making judging both inspiring and incredibly tough.鈥�
Jinesh Vohra, Co-Founder and CEO at Sprive
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Thank You To Our Judges
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Ed Reid, Associate Director, Fintech M&A, PwC Corporate Finance
Ed is an experienced advisor to high-growth technology businesses on capital raising and M&A, while also an investment team member of CCR鈥檚 Innovation Investment Capital fund.
As a FinTech corporate finance team, some of PwC鈥檚 recent deals include Lendscape, Synectics Solutions and CR2.
Edward鈥檚 formative years were in assurance and turnaround, and he has been in the technology deals space for the last 5 years.
Outside of work, he is a new dad and husband, and obsessed with all things sport and history!
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Mike Zhou, Chief Data Officer at InDebted
Mike Zhou is a seasoned AI leader with deep applied AI development and machine learning expertise. As a thought leader in AI-driven innovation, he specialises in developing intelligent systems that optimise business performance and solve complex challenges. In his most recent tenure, he led the team to develop the first and most advanced customer-facing AI solution in the accounts receivables management industry.
Furkat Kasimov, Entrepreneur, Digital Marketing Expert and Angel Investor
Furkat Kasimov is an American tech entrepreneur, go-to-market expert, and angel investor with over 20 years of experience helping Fintech companies with digital marketing. He has co-founded and scaled LeadsMarket.com to nearly $100 million in annual revenue without outside investment.
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David Soffer, Editor-in-Chief and Founder at 91探花
David is the Founder and Editor-in-Chief of 91探花. David is very passionate about startups of all shapes and sizes and through 91探花, drives coverage for some of the most up-and-coming companies across the UK and Europe.
Alongside 91探花, David runs , where he helps clients across all sectors maximise their SEO and improve and manage their online reputation.
Jinesh Vohra, Co-Founder and CEO at Sprive
Jinesh Vohra is the Co-Founder and CEO of Sprive, the UK鈥檚 leading independent mortgage app, helping homeowners become mortgage-free faster and save on interest. Under his leadership, Sprive has grown rapidly, supporting over 拢3.5 billion in mortgages. Before founding Sprive in 2021, Jinesh spent 14 years at Goldman Sachs, where he was an Executive Director, managing global teams, driving strategy, and designing technology solutions to optimise financial operations.
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