Company: Lyfeguard
Director: Fraser Stewart, Gary Stewart
Website:
About Lyfeguard
Lyfeguard was born out of personal loss鈥攁 moment when the founders were forced to manage the complex administration of a loved one鈥檚 estate, without access to the documents, data, or support they needed. It was a process marked by stress, confusion, and avoidable delays. What became clear was that life鈥檚 most important information鈥攆inancial, legal, personal鈥攊s often scattered, siloed, and difficult to retrieve when it matters most.
Lyfeguard was built to change that. It is a secure digital platform that transforms life admin from a fragmented burden into a centralised, intelligent system鈥攄esigned for life, and ready for afterlife. Its proposition is simple: help individuals take control of their personal and financial information, and enable a seamless transition of that information to loved ones or advisers when needed.
The platform is structured around a dynamic digital vault, allowing users to securely store and organise everything from insurance policies and ID documents to wills, property deeds, and pension details. Guided user journeys make it easy to populate the vault and maintain it over time. But Lyfeguard is more than storage鈥攊t鈥檚 orchestration. Open Finance integrations connect over 250 financial institutions, powering real-time dashboards for net worth, transactions, and spending analysis. Users receive intelligent reminders around key dates鈥攔enewals, policy expiries, and life milestones鈥攈elping them stay in control without cognitive overload.
Lyfeguard also simplifies estate planning and post-life administration. By allowing users to assign Trusted Users, it ensures the right people can access the right information at the right time, significantly reducing the emotional and administrative stress on loved ones. It bridges the information gap that families and professionals face when someone passes away, replacing chaos with clarity.
For financial advisers, Lyfeguard is a next-generation client platform. It streamlines onboarding, delivers richer fact-finding, and offers real-time financial insight鈥攅nabling more efficient, compliant, and meaningful advice. Advisers can collaborate securely with clients and their families, improving retention and unlocking opportunities around intergenerational planning.
The platform has been recognised for its innovation, having been selected for the FinTech Innovation Lab London鈥攁n accelerator backed by Accenture and major global banks. This milestone validated the platform鈥檚 relevance to financial institutions and accelerated its go-to-market strategy. What makes Lyfeguard different is its breadth and purpose. It combines secure data management, financial technology, and human-centred design into one unified experience. It鈥檚 not just solving for today鈥攊t鈥檚 preparing people for life鈥檚 most important moments, expected or not.
In a world where digital lives are growing more complex, Lyfeguard delivers simplicity, structure, and peace of mind鈥攅mpowering individuals to live more freely, and ensuring their legacy is protected long after they鈥檙e gone.
